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Home Buying Process for Westville New Haven CT


 

 


 

Congratulations! You’ve made the decision to buy a new home in the Westville New Haven CT area!

Once you’ve made your list, give us a call to begin the home buying process in Westville New Haven CT and East Rock or Woodbridge CT. You will find us professionally trained and experienced agents who can offer you agency representation options and full service.

We will help you get in contact with a lender so you can be pre-approved for a mortgage even before starting the house hunting process. Although the pre-approval is not a final loan commitment, the pre-approval letter will demonstrate your financial strength and ability to go through with the purchase when you are ready to make an offer.

We can provide detailed information on almost any property currently listed for sale in Westville New Haven or East Rock New Haven CT. This includes Coldwell Banker Residential Brokerage listings as well as all other real estate broker listings on the Multiple Listing Service.

In addition, during this initial phase of your home search, you may wish to begin the process of selecting a local Real Estate attorney to represent you once you have an accepted offer on a home. If needed, we can provide you with a list of local attorneys that specialize in real estate in New Haven.

The next step…you've found a home and you’re ready to make an offer!

The initial step will be to make an offer on your home of choice in the Westville, East Rock, New Haven CT area. 

Typically, on the Offer To Purchase you will provide us with the following information to relay to the seller’s associate:

  • The amount you are willing to pay
  • Mortgage amount
  • Closing and occupancy dates
  • Contingencies, such as obtaining a mortgage, building inspections, and pest inspections to include where appropriate (but not limited to): termite, pest, radon, water potability, well, lead, septic, oil tank, etc.


Any personal property specifically included or excluded If the offer is not acceptable to the seller, further negotiations may be necessary to reach terms agreeable to both buyer and seller. This can often be a streeful time for both the buyer and the seller, and where we can help to make the transaction run as smooth as possible. Counter-offers are common (any change in the offer can be considered a counter-offer) at this time it is important that you remain in close contact with us during the negotiation process so that proposed changes can be reviewed and responded to quickly.

 

You have an Acceptable Offer!

Now we go to work again and make sure that all down payments are received and delivered to the selling agency, schedule a building inspection and negotiate any issues that may come up, contingency dates, etc. Timing is critical at this stage!

 

Between Contract and Closing

 

Our company's exclusive Concierge program was developed to assist you with the services you need before, during, and after your move. From moving companies in Westville New Haven and East Rock new community information, to home improvement services we’re here to help you every step of the way.  Our exclusive Concierge program was developed to assist you with the services you need before, during, and after your move. From moving companies and new community information, to home improvement services we’re here to help you every step of the way.

 

What to expect at the closing

 

The closing in Westville New Haven is a formal process where all parties sign all of the necessary paperwork needed to complete the transaction Title so the property is transferred from the seller to you. The seller receives payment for the home, and you receive the house keys! From the amount credited to the seller, the title representative subtracts the funds to pay off the existing mortgage and other transaction costs. Deeds, loan papers, and other documents are prepared, signed, and ultimately filed with local property record office.

 


Home Protetion Plan


 

The Coldwell Banker Home Protection Plan is a risk reduction plan for both the buyer and seller. Both buyers and sellers reduce their financial risk on costly repairs as they move into or out of their home.

The Coldwell Banker Home Protection Plan gives home buyers peace of mind about their purchase, knowing that covered systems and appliances are protected against the high cost of potential repairs. This confidence in the home can translate into a better chance of selling, selling faster, and selling closer to the asking price.

For further information on the Coldwell Banker Home Protection Plan please give us a call or send us an email.

 

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